Instantlife insurance

No medical exams or blood tests.

$1 million in coverage starts at $1/day.

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4.7/5 827 reviews

“Excellent prices for insurance policies...especially considering NO EXAM!”

Jim Harris

Febraury 2022

How Minalife works

Minalife makes it easy to apply for a life insurance plan that helps protect those you care about most.

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Quick and Easy Application

The online application process on the Minalife is designed to be quick and easy. You can fill out the necessary information and complete the application without hassle.

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Explore Coverage Options

you can easily explore a wide range of coverage options in Minalife. We have teamed up with top-rated insurance carriers to provide a variety of plan.

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Personalize Your Coverage

Minalife uses advanced data technology to personalize your coverage. Minalife tailors the available coverage plans to fit your specific requirements based on provided information

Peace of Mind in price of a Dinner

Qualify for a policy to protect your family for decades in just 10 mins.

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Why Minalife

no medical exam

No Medical Exams.

Our 100% online process means you can get coverage quickly without any medical exams or blood tests. Answer a few health questions and you'll be on your way to protecting your family's future in no time.

Same-Day Coverage

Same-Day Coverage.

Our expedited process means that most customers enjoy same-day coverage. You can apply for coverage and have the peace of mind that your family is protected in a matter of minutes.

Affordable Policies

Affordable Policies.

We offer policies at competitive rates, so you don't have to worry about breaking the bank to protect your family's future. You can tailor your policy to fit your budget and needs because we believe that life insurance isn't a one-size-fits-all solution.

expert guidance

Expert Guidance.

Our agents are knowledgeable and experienced, and they're always ready to help you find the coverage that best suits your family's needs. We provide honest advice without any pushy sales tactics, so you can make an informed decision about your life insurance policy.

Frequently asked questions

Minalife's life insurance can help cover a variety of expenses, including mortgage payments, debt, college tuition, and lost income. Ultimately, it's up to your beneficiaries to decide how to use the payout.

No, Minalife's life insurance does cover deaths related to COVID-19, and the pandemic does not impact our rates. You can still apply for life insurance online with Minalife and be considered covered as soon as your first premium payment is made.

Employer-sponsored policies typically offer coverage that is a fraction of what financial experts recommend. Minalife offers individual term policies to supplement your coverage through work and help ensure your family is fully protected.

Calculating the right amount of coverage can be tricky, but Minalife offers a helpful life insurance calculator to determine your coverage needs. A common rule of thumb is to multiply your annual income by 10.

Minalife offers both term life insurance and guaranteed issue whole life insurance, with term lengths ranging from 10 to 30 years and coverage amounts from $20,000 to $2 million, depending on your qualifications.

Minalife's policies are backed by industry giants with a long history of financial strength and stability. You can trust that your policy will withstand the test of time, while enjoying the simplicity and ease of use of a modern tech company.

Yes, Minalife's application is non-binding and 100% free, with no impact on your credit score. Each policy comes with a 30-day free look period and a money-back guarantee. You can cancel your policy at any time, with no fees or penalties.

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*Prices start at $7/month based on a 20-year old female, healthy, non-smoking for a 10 year term and $100,000 policy.

Trustpilot rating as of 3/31/23


Contact Us

116 Forrestal Village, NJ, USA

(415) 915-0665

Email us
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© 2023 Minalife Technologies Inc. Minalife operates in some states as Minalife Life Insurance Services. CA license #0L28949; AR license #100164629. Minalife offers policies issued by the carriers listed at www.Minalife.com/carriers.Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.accessibility