Life insurance with no medical exam
Minalife never requires a medical exam for anyone. You can apply for personalized online life insurance coverage through Minalife without needing to schedule an exam—you'll just need to answer a few health-related questions. Regardless of your health status, with Minalife, you are eligible for a no-medical-exam life insurance policy.
Fast, online life insurance with no medical exam
Instant life insurance quote online, no medical exam, just a few questions.
Coverage up to $2 million
Choose coverage from $100,000 to $2 million.
Term length flexibility
We offer 10-, 15-, 20-, and 30-year terms.
Expert help when you need it
Our team of licensed agents can answer all your questions.
See if no-exam life insurance works for you
Our application is free, non-binding, and won't affect your credit score.
Insurers may request a medical exam for those with health conditions or high-risk professions, affecting the premium. Minalife offers alternatives like simplified issue or guaranteed issue policies, based on medical questions. Simplified issue for some, while others may qualify for guaranteed issue up to $30,000 coverage.
Minalife applicants don't need a medical exam
After you answer a few health questions and submit your application, it's reviewed to determine if it can be approved quickly. Depending on your situation, you may be asked to answer a few follow-up medical questions.
When you apply
Answer each question with as much detail and accuracy as possible. And be sure to have the following information handy:
After you apply
If you’re asked to answer any follow-up questions, be sure to take care of these requests as soon as possible. The policy underwriting process will be delayed until these steps get completed.
See a range of personalized price estimates in seconds.
Legal
Terms of Use© 2023 Minalife Technologies Inc. Minalife operates in some states as Minalife Life Insurance Services. CA license #0L28949; AR license #100164629. Minalife offers policies issued by the carriers listed at www.Minalife.com/carriers.Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
© 2023 Minalife Technologies Inc. Minalife operates in some states as Minalife Life Insurance Services. CA license #0L28949; AR license #100164629. Minalife offers policies issued by the carriers listed at www.Minalife.com/carriers.Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
