Term Life Insurance Policies
Term life insurance offers fast, easy and affordable financial protection for your loved ones.
Term Life Insurance Policies
Term life insurance offers fast, easy and affordable financial protection for your loved ones.
What is it and how does it work?
Term life insurance is a simple and cost-effective option that provides coverage for a specified term (10 to 30 years) and pays a cash benefit to beneficiaries upon the insured's death during that period.
Term life insurance with Minalife might be right for you if:
What’s the difference between term and whole life insurance?
Expert advice
You don't have to talk to an agent if you don't want to, but if you do, our licensed agents remain ready and eager to answer your questions. They're here to help you find the right life insurance policy for you.
Flexible coverage
Get anywhere from $20,000 to $2 million in term life insurance protection. Choose between 10-, 15-, 20-, and 30-year terms.
Fast process (no medical exams)
Our 100% online and hassle-free process makes it easy to apply. What traditionally took weeks can now be done in minutes, and you don't even need a medical exam (just answer a few health questions). There are some instances when underwriters need more information about your health to complete the application process.
Free-look, money-back guarantee
Take your policy for a trial run with a 30-day money-back guarantee. If you're not fully satisfied in the first 30 days, we'll refund you in full. After that time, you can cancel your policy with no cancellation fees.
Minalife offers term life insurance policies with both simplified issue and fully underwritten options. Understand the differences and what it means for you.
Simplified issue:
Most of our term policies are simplified issue, meaning the application process and underwriting decision come instantly based solely on third-party data and the applicant's responses to health questions within the application. No medical exam is necessary.
Simplified issue underwriting may be right for you if:
Fully underwritten:
We also offer fully underwritten term policies, a more traditional method that historically includes a complete application and medical exam. Minalife modernizes the process and doesn't require a medical exam but does include health questions within the application to help determine premium levels.
Fully underwritten policies may be right for you if:
Minalife makes it easy to apply for a life insurance plan that helps
protect those you care about most.
Quick and Easy Application
The online application process on the Minalife is designed to be quick and easy. You can fill out the necessary information and complete the application without hassle.
Explore Coverage Options
you can easily explore a wide range of coverage options in Minalife. We have teamed up with top-rated insurance carriers to provide a variety of plan.
Personalize Your Coverage
Minalife uses advanced data technology to personalize your coverage. Minalife tailors the available coverage plans to fit your specific requirements based on provided information
Legal
Terms of Use© 2023 Minalife Technologies Inc. Minalife operates in some states as Minalife Life Insurance Services. CA license #0L28949; AR license #100164629. Minalife offers policies issued by the carriers listed at www.Minalife.com/carriers.Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
© 2023 Minalife Technologies Inc. Minalife operates in some states as Minalife Life Insurance Services. CA license #0L28949; AR license #100164629. Minalife offers policies issued by the carriers listed at www.Minalife.com/carriers.Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
